Business Financing

Compare SBA 7(a) and 504 loans by uses, loan limits, repayment terms, rates, project structure, and eligibility to see which may fit your business.

Learn how to prepare a business plan for an SBA loan, including key sections, financial projections, funding requests, startup and acquisition considerations.

Compare small business payroll financing options and learn how credit lines, factoring, receivables financing, and other working-capital structures may help address temporary payroll gaps.

Learn how SBA loans for minority-owned businesses work, including 7(a), 504, eligibility, 8(a), MBE certification, ownership rules, and available resources.

Learn how SBA 7(a) financing can be used for a franchise purchase, including Franchise Directory eligibility, equity injection, FDD review, credit, collateral, and underwriting requirements.

Learn how small business term loans work, what providers may review, how repayment and costs differ, and what businesses should compare before accepting financing.

Learn how SBA Express works, including the $500,000 limit, 50% SBA guaranty, revolving credit, collateral rules, rates, eligibility, and timelines.

Learn how SBA collateral rules differ across 7(a) Small, Express, and Standard 7(a) loans, including personal guarantees and current requirements.

Explore equipment financing for contractors buying trucks, machinery, trailers, and tools while preserving working capital.