Posts by Bright Side Capital

Compare equipment financing and equipment leasing by ownership, cash flow, total cost, useful life, and end-of-term options to determine which structure may fit your business.

Explore farm equipment loans for small farms for tractors, machinery, and other agricultural equipment while preserving working capital.

Compare bank loans and revenue-based financing by underwriting, cost, repayment structure, timing, and cash-flow fit to determine which options may suit your business.

Real estate bridge financing may help cover a temporary gap before a property sale or refinance. Learn about loan terms, costs, underwriting, and exit risks.

Learn how businesses can finance inventory purchases, compare lines of credit, term financing, supplier credit and receivables options, and match repayment to inventory turnover.

Learn what credit score you need for an SBA loan, why there is no single SBA-set minimum, and what lenders review beyond personal credit.

Learn how SBA 7(a) and 504 refinancing work, including eligible debt, payment improvement, collateral, personal guarantees, and key refinancing requirements.

Learn whether new businesses can get funded, what providers may review, and how financing options differ for pre-revenue startups and newer operating companies.

Learn how to calculate working capital needs by forecasting operating cash outflows, expected inflows, available cash, and an appropriate cash buffer.

Compare an SBA loan vs conventional bank loan, including eligibility, rates, terms, collateral, guarantees, fees, documentation, and timelines.